How to become a Bank Clerk

Truly speaking , a Bank Clerk is the backbone of the banking system . Read this Article Carefully to Find Detailed Answer to such Queries as How To Become A Clerk? How can I become a bank clerk after 12th ? or How to Become SBI Clerk  or How to Become IBPS  Clerk. You will also find here complete details about bank Clerk Salary, Syllabus & Eligibility ? 

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Bank Clerk Exams : How To Become A Clerk ?

( A Clerk  Job Profile, Career Scope, Recruitment & Salary )

Bank Clerk is a very dignified position . How To Become A Clerk ? You can become a bank clerk by clearing the IBPS or SBI examination.

It is an entry level positions and offers many attractions for the young job aspirants. The main benefits are :

  • Low Work Pressure
  • Internal Promotions
  • Good Increments
  • Fixed Duty Timings
  • Easy Leave Structure
  • Less Transfers

Complete Details for Your Success in Bank Clerk Exams

IBPS and SBI are the two major recruiters . The selection is made through competitive examination conducted by IBPS and SBI .

There are many major banks recruiting large number of  staff every year .

List of Major Banks Conducting Examinations for Recruitment of Clerical Staff :

·        IBPS

·        IBPS PO / MT CRP

·        IBPS Examination for Specialist Officers

·        IBPS Examination for RRB Officers Scale II & III

·        IBPS Examination for RRB  ( Office Assistants )

·        IBPS RRB ( Officer Scale I )

·        IBPS for RRB (Officer Scale I and Office Assistants )

·        SBI Junior Associates 

·        Srikakulam DCCB  Bank Clerks / Staff Assistants Posts

·        IDBI Bank

·        Nainital Bank 

·        South Indian Bank

·        Karnataka Bank

·         Federal Bank 

·         Karur Vyas Bank 

·         Bank of Maharashtra

·        APCO Bank Staff Assistant

·        NABARD Officers in Grade ‘A’ and Grade ‘B’

·        LIC Apprentice Development Officers

·        Rajasthan Cooperative Bank 

·        HARCO ( The Haryana State Co-Operative Apex Bank Ltd.)

How To Prepare For Bank Clerk Examinations ?

Eligibility to Become a Bank Clerk

You should  fulfill the following eligibility criteria to apply for the post :


The age must be between 20 Years to 28 years .

                                                                       AGE  RELAXATION

There are 5 years age relaxation for SC/ST and 3 years age relaxation for OBC category.

For Ex-Servicemen and Disabled Ex-Servicemen, the Actual period of service rendered in defense services + 3 years ( 8 years for Disabled Ex-Servicemen belonging to SC/ST) subject to max. age of 50 years.

Educational Qualification

The candidate applying for a clerk examination must have a Graduation degree from any   stream from government recognized university. Only the valid mark sheet is considered.

Besides , proficiency in the official language of the state and operational knowledge of computer are the prerequisites .

Nationality / Citizenship

Indian Citizenship is required . A subject of Nepal / Bhutan or the Tibetan Refugee who shifted to India before January 1, 1962 with the intention of permanently settling in India are also eligible .

Besides the above criteria, a candidate must also not hold any criminal record while applying for the examination .

How To Become A Clerk ?  Examinations Pattern

IBPS and SBI are the major recruiters . The examination pattern is similar for all the banks .

The examination is conducted in two phases : Preliminary and Mains .

You have to clear both the phases to be finally recruited, on the basis of Merit List. There is no interview.

 How to become Bank Probationary Officer ?

Examination Syllabus

The first phase Preliminary Examination is divided into three sections :

·         Reasoning

·         English Language

·         Numerical Ability

S.N.SubjectNo. of QuestionsTotal MarksDuration
1.English Language303020 Minutes
2.Numerical Ability353520 Minutes
3.Reasoning353520 Minutes
 TOTAL10010060 Minutes

 The detailed syllabus of preliminary examination is given as under :


English Language

     Numerical Ability


Reading Comprehension


Logical Reasoning

Cloze Test

Profit & Loss

Alphanumeric Series

Para jumbles

Mixtures & Allegations

Ranking/Direction/Alphabet Test


Simple Interest & Compound Interest & Surds & Indices

Data Sufficiency

Fill in the blanks

Work & Time

Coded Inequalities

Multiple Meaning /Error Spotting

Time & Distance

Seating Arrangement

Paragraph Completion

Mensuration – Cylinder, Cone, Sphere


Data Interpretation


Ratio & Proportion, Percentage


Number Systems

Blood Relations

Sequence & Series

Input Output

Permutation, Combination &Probability

Coding Decoding

The second and final phase is  Mains Examination . It is divided into four sections :

·         Reasoning and Computer Aptitude

·         General / Financial Awareness

·         Quantitative Aptitude

·         English Language

 The examination pattern is given below :





No. of Questions

Total Marks



General English



35 minutes


Quantitative Aptitude



45 minutes


Reasoning Ability and Computer Aptitude



45 minutes


General/Financial Awareness



35 minutes




2 hours 40 minutes


 Detailed syllabus of examination is given as under :


Quantitative Aptitude

General English

General/Financial Awareness

Reasoning Ability

Computer Awareness


Reading Comprehension

Including Synonyms & Antonyms

Current Affairs : Banking Industry News , Awards & Honors, Books & Authors,  Appointments, Obituaries, Schemes of Central & State Governments, Sports, Global Events  etc.

Machine Input / Output

Basics of Computer: Networking

Number Series

Sentence rearrangement or Para jumbles

General Knowledge ,  – Countries : Capital , Currency , Headquarters of Financial Institutions , Insurance Companies  ,   constituencies of Ministers’ Constituencies, Dance Forms, Nuclear & Thermal Power Stations , Sanctuaries ,Dams, Books, Famous Personalities , Events etc.


Hardware and Software .

Computer Generations .

Data Sufficiency

Sentence Correction/ Error Finding

Banking/Financial terms



Data Interpretation

Spell Checks

Static Awareness

Blood Relation


Quadratic Equation


Banking and Financial Awareness

Direction Sense

MS Office

Time & Distance, Work

Cloze Test


Input-Output Devices



Important Abbreviations

Profit & Loss


Simple and Compound Interest


Mixture & Allegations

Statement & Assumptions

Ratio & Proportion, Average, Percentage

 This pattern may differ  for different Bank Examinations . The candidates are advised to properly check , on the official website of the concerned bank/organization , the eligibility criteria , syllabus and  selection process before applying for the post .

A Clerk Duties

He plays a very significant role in the smooth functioning of the bank. They are responsible for accepting payments, sanction withdrawals, verify cheques, issue demand drafts & other banking related services to customers .

He maintains all the records of activities which are taking place every day in the bank in a systematic manner.

Besides, he  may also be assigned duties related to promotion of various financial products like  loans, deposits and other financial schemes.

How To Prepare and Become a Bank Clerk  ?

He is assigned either  to a branch or to a Regional / Zonal / Head office .  As per their assigned duty , they are of various types like loan , interest , security , exchange etc.

Interest Clerk: He main Records interest owed to saving accounts customers and interest owed to the bank from loans and other investments.

Loan Clerk : The task of the loan clerk is to maintain all the information regarding the loans.

Statement Clerk : He maintains the monthly balance sheets of bank customers in a systematic manner .

Exchange Clerks : He works looks after the bank’s international accounts and translates  foreign currency into other pounds sterling and vice versa.

Security Clerk : His task  is to deal with all the investments and stock details of the bank.

Book Keeping Clerk : He takes care of records of  each bank customer’s account .

Bank Clerk Salary  ?

He enjoy a handsome salary after the implementation of 7th pay commission The Basic Pay  is ₹ 11,765 /- and Gross Salary ₹19,589.87 /-

Besides , he is also entitled for additional allowances . However,  allowances vary from bank to bank . Salary is also a bit higher for those who work in Metropolitan cities like Mumbai as compared to rural areas .

DA     : Dearness  Allowances

CCA  : City Compensatory  Allowance

TA     : Transport  Allowance

HRA  :  House  Rent  Allowance

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Take Away

Now it is clear that in the first phase the government has introduced NRA CET to a limited number of Exams Like SSC CGLE, IBPS. However, Gradually, NRA CET would become the first level of the selection process of most of the government recruitment tests. Hence, it should give you the answer to the question “NRA CET: Why not Apply? ” Yes, since you have got complete details about this exam in this article “NRA CET: Why not Apply? you must apply for NRA CET Exam if you want to get a government .

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