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IBPS / SBI Clerk Eligibility & Syllabus


You should  fulfill the following eligibility criteria to apply for the IBPS/SBI Bank Clerk Examination :

Age Limit

The Age Must be Between 20 to 28 Years.

Age Relaxation

There are 5 years age relaxation for SC/ST and 3 years age relaxation for OBC category.

For Ex-Servicemen and Disabled Ex-Servicemen, the Actual period of service rendered in defense services + 3 years ( 8 years for Disabled Ex-Servicemen belonging to SC/ST) subject to max. age of 50 years .

Educational Qualification

The candidate must have a Graduation Degree from any stream  from a government recognized university . Only the valid mark sheet is considered .

Besides, proficiency in  official language of the state and operational knowledge of computer are the prerequisites .

Nationality / Citizenship

Indian Citizenship is required . A subject of Nepal / Bhutan or the Tibetan Refugee who shifted to India before January 1, 1962 with the intention of permanently settling in India are also eligible .

Besides the above criteria, a candidate must also not hold any criminal record while applying for the examination .

Bank Clerk Examinations Details

IBPS and SBI are the major recruiters for bank clerks . The examination pattern is similar for all the banks .

The examination is conducted in two phases : Preliminary and Mains .

You have to clear both the phases to be finally recruited, on the basis of Merit List, as a bank clerk. There is no interview.

Bank Clerk Syllabus

The first phase Preliminary Examination is divided into three sections :

  • Reasoning
  • English Language
  • Numerical Ability
Bank Clerk Preliminary Examination Pattern



English Language - 30 Questions

30 Marks , 20 Minutes

Numerical Ability - 35 Questions

35 Marks , 20 Minutes

Reasoning Ability - 35 Questions

35 Marks , 20 Minutes

TOTAL : 100 Questions

100 Marks , 60 Minutes

Detailed Syllabus of Bank Clerk Preliminary Examination





Reading Comprehension


Cloze Test

Profit & Loss

Para jumbles

Mixtures & Allegations


Simple Interest & Compound Interest & Surds & Indices

Fill in the blanks

Work & Time

Multiple Meaning /Error Spotting

Time & Distance

Paragraph Completion

Mensuration – Cylinder, Cone, Sphere

Data Interpretation

Ratio & Proportion, Percentage

Number Systems

Sequence & Series

Permutation, Combination & Probability



Logical Reasoning

Alphanumeric Series

Ranking/Direction / Alphabet Test

Data Sufficiency

Coded Inequalities

Seating Arrangement




Blood Relations

Input Output

Coding Decoding

The second and final phase is  Mains Examination . It is divided into four sections :

  • Reasoning and Computer Aptitude
  • General / Financial Awareness
  • Quantitative Aptitude
  • English Language

The examination pattern is given below :

Detailed Syllabus of Bank Clerk Mains Examination






Reading Comprehension
Including Synonyms & Antonyms

Number Series

Sentence Rearrangement or Para jumbles
Data Sufficiency

Sentence Correction/ Error Finding

Data Interpretation

Spell Checks

Quadratic Equation


Time & Distance, Work

Cloze Test


Profit & Loss

Simple and Compound Interest

Mixture & Allegations

Ratio & Proportion, Average, Percentage





Current Affairs : Banking Industry News , Awards & Honors, Books & Authors,  Appointments, Obituaries, Schemes of Central & State Governments, Sports, Global Events  etc.

Machine Input / Output

General Knowledge ,  - Countries : Capital , Currency , Headquarters of Financial Institutions , Insurance Companies  ,   constituencies of Ministers’ Constituencies, Dance Forms, Nuclear & Thermal Power Stations , Sanctuaries ,Dams, Books, Famous Personalities , Events etc.


Banking / Financial Terms


Static Awareness

Blood Relation

Banking and Financial Awareness

Direction Sense





Statement & Assumptions



Basics of Computer : Networking

Hardware and Software .
Computer Generations .

Input - Output  Devices


MS Office


Important  Abbreviations

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This pattern may differ  for different Bank Clerk Examinations . The candidates are advised to properly check , on the official website of the concerned bank/organization , the eligibility criteria , syllabus and  selection process before applying for the post .

Focus On Time – Saving Methods

By viewing the above bank clerk examination pattern you would have noticed that there is a fixed time allotted to complete each section in the preliminary as well as the main examinations.

For example, in the  main examination you get :

  • 35 minutes for General English ( 40 Questions )
  • 45 Minutes for Quantitative Test ( 50 Questions )
  • 45 Minutes for Reasoning Ability & Computer Aptitude ( 50 Questions )
  • 35 Minutes for General / Financial Awareness ( 50 Questions )


Now you can well imagine that for solving 50 questions of Quantitative Aptitude you get only 45 minutes.

Similarly, to solve 50 Questions of Reasoning Ability & Computer Aptitude you get only 45 Minutes .

Clearly, if you try to solve the Quantitative Aptitude and Reasoning Ability questions by traditional long methods then you may not be able even to attempt all the questions regardless of the fact that if given more time you could easily solve good number of questions correctly .

 Hence , it is imperative that you solve the questions using more and more Short- Cut  or Time – Saving Methods  .

There are some online coaching institutes which focus more and more on teaching through Short –Cut  or Time – Saving Methods   .

Hence, it is advisable that before choosing an online institute , you must enquire whether  they give stress on Time – Saving Methods of not .

What is a Bank Clerk’s Salary ?

A Bank clerk enjoy a handsome salary after the implementation of 7th pay commission . The Basic Pay of Bank Clerk is ₹ 11,765 /- and Gross Salary ₹19,589.87 /-.

Besides , a bank clerk is also entitled for additional allowances . However,  allowances vary from bank to bank . Salary is also a bit higher for those who work in Metropolitan cities like Mumbai as compared to rural areas .

Bank Clerks’ Recruitment

IBPS and SBI are the two major recruiters of bank clerks . The selection is made through competitive examination conducted by IBPS and SBI .

There are many major banks recruiting large number of  staff every year .

List of Major Banks Conducting Examinations for Recruitment of Staff :

  • IBPS Clerks
  • IBPS Examination for Specialist Officers
  • IBPS Examination for RRB Officers Scale II & III
  • IBPS Examination for RRB ( Office Assistants )
  • IBPS RRB ( Officer Scale I )
  • IBPS for RRB (Officer Scale I and Office Assistants )
  • SBI Junior Associates ( Clerical Cadre )
  • Srikakulam DCCB Bank Clerks / Staff Assistants Posts
  • IDBI Bank
  • Nainital Bank Clerk
  • South Indian Bank
  • Karnataka Bank
  • Federal Bank Clerk
  • KarurVyas Bank Clerk
  • Bank of Maharashtra
  • APCO Bank Staff Assistant
  • NABARD Officers in Grade ‘A’ and Grade ‘B’
  • LIC Apprentice Development Officers
  • Rajasthan Cooperative Bank Clerk Examination
  • HARCO ( The Haryana State Co-Operative Apex Bank Ltd.) Clerk Examination

For NRA CET, Banking, SSC CGLE, Railways & other Govt. Exam Aspirants

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  1.  “Union Cabinet approves setting up of National Recruitment Agency” Information Bureau. 19 August 2020. Retrieved 19 August 2020.
  2. Harikishan Sharma (19 August 2020). “Explained: How National Recruitment Agency will streamline recruitment process” Retrieved 19 August 2020.
  3. Anulekha Ray (19 August 2020). “National Recruitment Agency gets Cabinet’s nod. Common Eligibility Test for govt jobs, PSBs” Livemint. Retrieved 19 August 2020.
  4. “National Recruitment Agency: All you need to know about NRA and CET for Group B, Group C jobs”Financial Express. 19 August 2020. Retrieved 20 August 2020.
  5. “National agency to hold common eligibility test for govt job”Times of India. 20 August 2020. Retrieved 20 August 2020.
  6. Explained: How the National Recruitment Agency will streamline the recruitment process
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About The Author
NRA CET, SSC CGLE, Bank PO/Clerk, Railways, and other Govt Exams Online Coaching, free Mock Tests, Study Material and Video Tutorials

Piyush P. Srivastava, Student Consultant, Success Bureau, Mumbai

Mr. Piyush , with over 20 years of experience , as a Career Consultant ( https// ) has guided thousands of job seekers in achieving their dream jobs .

Mr. Piyush  is also a professional blogger . He writes about various career options in India & abroad for the benefit of readers .​

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