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A Clerical position in a nationalized bank has become focus of attraction among the job seekers . The main reasons behind this craze are :
- Good Salary and Perks
- Job Security
- Low Work Pressure
- Easy Loan at a attractive Rate of Interest
- Opportunity to progress fast & become an Officer in a short span
- Social Status
Every year thousands of vacancies are declared by various public sector and cooperative banks .
However, the completion has become tough as a very large number of candidates apply for the job .
IBPS and SBI are the two main recruiting bodies for the bank clerk . SBI files its vacancies through its own independent recruitment process . Besides , a number of other banks also invite applications every year for selection of clerks .
The selection process mainly involves two phases :
- Preliminary Examination ( NRA CET )
- Mains Examination
You have to qualify in both the examinations to be considered for final selection . The final selection is made on the basis of Merit List .
There is no Interview for clerical posts and the candidates, who figure in the merit list, are offered appointment by the participating banks.
Because of the tough competition, you are advised to plan your studies in advance so that you may cover the complete syllabus as every mark is important for you. You should prepare judiciously.
Bank Clerk Examinations Details
IBPS and SBI are the major recruiters for bank clerks . The examination pattern is similar for all the banks .
The examination is conducted in two phases : Preliminary ( NRA CET ) and Mains .
You have to clear both the phases to be finally recruited, on the basis of Merit List, as a bank clerk. There is no interview.
Bank Clerk Syllabus
The first phase Preliminary Examination is divided into three sections :
- English Language
- Numerical Ability
Syllabus of Bank Clerk Preliminary Examination
The second and final phase is Mains Examination . It is divided into four sections :
- Reasoning and Computer Aptitude
- General / Financial Awareness
- Quantitative Aptitude
- English Language
Focus On Time – Saving Methods
By viewing the above bank clerk examination pattern you would have noticed that there is a fixed time allotted to complete each section in the preliminary as well as the main examinations.
For example, in the main examination you get :
- 35 minutes for General English ( 40 Questions )
- 45 Minutes for Quantitative Test ( 50 Questions )
- 45 Minutes for Reasoning Ability & Computer Aptitude ( 50 Questions )
- 35 Minutes for General / Financial Awareness ( 50 Questions )
Now you can well imagine that for solving 50 questions of Quantitative Aptitude you get only 45 minutes.
Similarly, to solve 50 Questions of Reasoning Ability & Computer Aptitude you get only 45 Minutes .
Clearly, if you try to solve the Quantitative Aptitude and Reasoning Ability questions by traditional long methods then you may not be able even to attempt all the questions regardless of the fact that if given more time you could easily solve good number of questions correctly .
Hence , it is imperative that you solve the questions using more and more Short- Cut or Time – Saving Methods .
There are some online coaching institutes which focus more and more on teaching through Short –Cut or Time – Saving Methods .
Hence, it is advisable that before choosing an online institute, you must enquire whether they give stress on Time – Saving Methods or not .
Duties of a Bank Clerk
A bank clerk plays a very significant role in the smooth functioning of the bank. They are responsible for accepting payments, sanction withdrawals, verify cheques, issue demand drafts & other banking related services to customers.
A bank clerk maintains all the records of activities which are taking place every day in the bank in a systematic manner.
Besides, a bank clerk may also be assigned duties related to promotion of various financial products like loans, deposits and other financial schemes.
A clerk is assigned either to a branch or to a Regional / Zonal / Head office . As per their assigned duty , bank clerks are of various types like loan clerk, interest clerk, security clerk, exchange clerk, etc.
Interest Clerk: He main Records interest owed to saving accounts customers and interest owed to the bank from loans and other investments.
Loan Clerk : The task of the loan clerk is to maintain all the information regarding the loans.
Statement Clerk : A Statement Clerk maintains the monthly balance sheets of bank customers in a systematic manner .
Exchange Clerks : An Exchange Clerk works looks after the bank’s international accounts and translates foreign currency into other pounds sterling and vice versa.
Security Clerk : The task of a Security Clerk is to deal with all the investments and stock details of the bank.
Book Keeping Clerk : A Book Keeping Clerk takes care of records of each bank customer’s account .
What is a Bank Clerk’s Salary ?
A Bank clerk enjoy a handsome salary after the implementation of 7th pay commission . The Basic Pay of Bank Clerk is ₹ 11,765 /- and Gross Salary ₹19,589.87 /-.
Besides , a bank clerk is also entitled for additional allowances . However, allowances vary from bank to bank . Salary is also a bit higher for those who work in Metropolitan cities like Mumbai as compared to rural areas .
Bank Clerks’ Recruitment
IBPS and SBI are the two major recruiters of bank clerks . The selection is made through competitive examination conducted by IBPS and SBI .
There are many major banks recruiting large number of staff every year .
List of Major Banks Conducting Examinations for Recruitment of Staff :
- IBPS Clerks
- IBPS PO / MT CRP
- IBPS Examination for Specialist Officers
- IBPS Examination for RRB Officers Scale II & III
- IBPS Examination for RRB ( Office Assistants )
- IBPS RRB ( Officer Scale I )
- IBPS for RRB (Officer Scale I and Office Assistants )
- SBI Junior Associates ( Clerical Cadre )
- Srikakulam DCCB Bank Clerks / Staff Assistants Posts
- IDBI Bank
- Nainital Bank Clerk
- South Indian Bank
- Karnataka Bank
- Federal Bank Clerk
- Karur Vyas Bank Clerk
- Bank of Maharashtra
- APCO Bank Staff Assistant
- NABARD Officers in Grade ‘A’ and Grade ‘B’
- LIC Apprentice Development Officers
- Rajasthan Cooperative Bank Clerk Examination
- HARCO ( The Haryana State Co-Operative Apex Bank Ltd.) Clerk Examination
Career as a Bank Clerk
A bank clerk enjoys job security and given opportunity to get fast promotions through bank’s internal examination system.
He gets the opportunity of life-long learning in Banking, Finance, Management and other areas of his choice through various national level institutions set up for Bankers’ education.
There are many senior staffs in most of the branches of various banks as well as at the Regional, Zonal and Head Offices of the banks who had joined the bank in the clerical cadre.
If you are planning to appear in the forthcoming bank Clerk examinations, then you must read the above article It will give answer to all of your queries in this regard and keep you updated about the latest examination pattern and selection process. The young job seekers want to know about “ Bank Clerk – Job , Profile , Career Scope , What is “eligibility to be a bank Clerk” or “Why should one want to become a bank Clerk” or “What are the best ways to prepare for a bank Clerk job” or “What is the procedure to become a bank Clerk? ”