LIC Apprentice Development Officer ( ADO ) is basically a sales administrative post . ADO is responsible for recruiting people as LIC Insurance Agents and inspecting existing policies . The recruitment for the post is done by LIC ADO exam. conducted by LIC .
LIC ADO Complete Details to Help You Achieve Success
LIC ADO Exam 2024 Details for You
- Name of the Conducting Body : life Insurance Corporation of India
- Mode of Examination : Online Computer Based
- Name of the Post : Apprentice Development Officer
>>You are advised to regularly visit LIC official website to keep updated .
LIC ADO Eligibility
The LIC ADO eligibility criteria are given below :
- Age Limit: The candidates should not be less than 21 years of age and not more than 30 years .
- The experience requirements for the post of LIC ADO are given below :
Category |
LIC ADO recruitment (urban) |
LIC ADO recruitment (rural) |
LIC Employee |
Experience required | |
Minimum 3 years of service in Grade III post | ||
LIC Agent |
Minimum experience of 5 years as an agent or as a DSE/FSE |
Minimum experience of 4 years as an agent or as a DSE/FSE |
Others |
Preference would be given to candidates having a minimum of 2 years experience in LIC industry. |
- Age Relaxation: The age relaxation of different categories of LIC ADO is discussed in the table below :
Category |
Upper Age Limit | |
General |
Open market category |
30 |
LIC Employee only |
42 | |
LIC Agent |
40 | |
OBC |
Open market category |
33 |
LIC Employee only |
45 | |
LIC Agent |
43 | |
SC/ST |
Open market category |
35 |
LIC Employee only |
47 | |
LIC Agent |
45 |
Educational Qualification for LIC ADO
The candidates must have a Bachelor’s Degree of a University in India approved for the fellowship of Insurance Institute of India, Mumbai.
LIC ADO Selection Process
LIC ADO examination is conducted by LIC . The selection process consists of three levels :
- Written Test/ Online Test: It is a computer-based online test conducted in two phases:
- Phase -I: Preliminary Examination
- Phase -II: Mains Examination
- Personal Interview
- Medical Test
LIC ADO Prelims Exam Pattern
The prelims exam has been categorized into three sections :
- Reasoning
- Numerical ability
- English language
The LIC ADO examination is conducted for three different Categories:
- Open Market : open for all the candidates
- LIC Employee : open for candidates who are full time, salaried employee of LIC ( under Grade III )
- LIC Agent : open for candidates who work as agents under LIC .
The Prelims exam. scheme of LIC ADO is mentioned in the table below:
LIC ADO Exam Topics |
Total Number of Questions |
Total Marks |
Time Period |
Reasoning |
35 |
35 |
20 minutes |
Numerical ability |
35 |
35 |
20 minutes |
English language |
30 |
30 |
20 minutes |
Total |
100 |
70 |
60 minutes |
Special Note : The marks obtained in the English language will not be considered for the ranking .
The Prelims Exam. is conducted only for the Open Market category while the online examination for LIC employee and LIC Agent consists of a single-phase i.e., the Mains Examination .
LIC ADO Mains Exam Pattern
Open Market Category
Paper-I (Reasoning Ability & Numerical Ability) |
Total number of questions |
Maximum marks |
Duration of exam | |||
50 |
50 |
Composite 120 minutes | ||||
Paper-II (General Knowledge, Current Affairs and English Language) |
50 |
50 | ||||
Paper-III (Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector) |
50 |
50 | ||||
Total |
150 |
150 |
For Agents Category
Paper-I (Reasoning Ability & Numerical Ability) |
Total number of questions |
Maximum marks |
Duration of exam | |||
25 |
10 |
Composite 120 minutes | ||||
Paper-II (General Knowledge, Current Affairs and English Language) |
25 |
15 | ||||
Paper-III (Elements of Insurance and Marketing of Insurance) |
50 |
125 | ||||
Total |
100 |
150 |
For employee category
Paper-I (Reasoning Ability & Numerical Ability) |
Total number of questions |
Maximum marks |
Duration of exam | |||
25 |
25 |
Composite 120 minutes | ||||
Paper-II (General Knowledge, Current Affairs and English Language) |
25 |
25 | ||||
Paper-III (Practice and Principle of Insurance Marketing) |
50 |
100 | ||||
Total |
100 |
150 |
The medium of language : English or Hindi except for English language and vocabulary test .
Personal Interview
Personal Interview : LIC ADO
The candidates who qualify the cut-off marks in the Mains Examination are called for an interview round which is of 37 marks . It includes aptitude based questions to check the reasoning and thinking capability of the candidate .
Medical Test : LIC ADO
Finally, LIC conducts a medical test for the shortlisted candidates. Only those candidates who are found medically fit will be selected for the post of Apprentice Development Officer.
LIC ADO Salary
An ADO is given a monthly stipend of Rs. 34,503 ( including HRA + admissible allowances )
According to 7th Pay Commission | |
Basic pay ( per month ) |
Pay Scale |
Rs. 21,865 |
21865-1340(2)-24545-1580(2)-27705-1610(17)-55075 |
The total salary is inclusive of House Rent Allowance & City Compensatory Allowance will be approximately ₹37,345/- in ‘A’ Class City.
LIC ADO Admit Card
Candidates can follow the following steps for downloading of admit card :
- Candidates can download the admit card from the official website of LIC.
- After opening the home page, click on the ‘Careers’ page.
- Click on the link ‘ Admit card download.’
- Enter the registered ID and password provided during the application process.
- Click on the submit button
- Download the admit card Pdf and take a print of it .
You are advised to View Latest Details on the LIC Official website : >LIC India
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